An Open Weekend Bursting with Offers…

Peter Ward Homes - Open Weekend - Habrough Fields - The Manor

Open Weekend at Habrough Fields in Immingham and The Manor in Gilberdyke on Saturday 18th and Sunday 19th April.

Dreaming of a new home in 2015? You’re in luck. To help turn that dream into reality, house builder Peter Ward Homes is holding an Open Weekend on Saturday 18th and Sunday 19th April at Habrough Fields in Immingham and The Manor in Gilberdyke.

Over the past few years, the housing market has gone from strength to strength with continuous support from Government schemes such as Help to Buy and the reduced stamp duty rates. Peter Ward Homes are set on helping guide buyers through the process of finding and purchasing their new home as best they can, as it is clear there has never been a more appropriate time to buy a new home.

To give buyers a real insight into a Peter Ward Home, both sites each have their own show home available for viewing at the Open Weekend.Four bedroomed detached house, The Sandridge is the current show home at Habrough Fields and is perfect for couples with expanding families or are looking for that extra bit of room. Those visiting The Manor will get an exclusive first look at the new show home, The Hertford, a four bed detached home. This is a perfect choice for those looking for a practical family home in a rural location. Both show homes offer spacious living and come with bi-folding doors, a new feature for Peter Ward Homes, designed to bring the outside inside.

Managing Director, Peter Ward shared his thoughts on the upcoming event: “Our Open Weekends are designed to give buyers as much guidance as possible when purchasing a new home. We want to help people with any worries they may have. Our onsite sales representatives will be around from 10am-5pm as well as an independent financial adviser, to help you with any money queries you may have. This includes full information on the schemes available, such as Help to Buy and the new Help to Buy ISA. It isn’t until you speak to our advisors, that you realise there are many different ways to purchase your perfect home.”

The last time the Open Weekend took place at Habrough Fields, a dozen of buyers reserved homes with most of them following through with a sale. This was an almighty achievement which led to the decision to once again hold an Open Weekend at not one but two sites across North Lincolnshire and East Yorkshire. The number of people going to this weekend is expected to be doubled at both sites.

Peter Ward Homes are also giving buyers the chance to create their own style of home with a number of packages and vouchers. Selected plots will qualify for items from the Personal Touches scheme including a range of appliances and electronics such as an LG 50” Full HD LED TV, a family iPad package and an LG brushed steel still standing Fridge Freezer. As well as this anybody reserving a plot, or doing so before the 31st August will receive a voucher for free interior lighting worth up to £1600. Buyers can also select Kitchen and Bathroom tiles from an extensive range. And it doesn’t end there; one lucky individual could be the new owner of a 64 GB iPad air in a free prize draw that can be entered on site or on the Peter Ward Homes Facebook page.

Whether you are a first time buyer, looking to move up or down the property ladder or wanting to expand your family, Peter Ward Homes offers a range of house types to fit various lifestyles. With a mixture of two, three, four and five bedroomed homes there really is something for everyone. So don’t miss out on the chance of finding that perfect family home with a variety of extras to make it your very own and make a date in your diary to visit Habrough Fields in Immingham and The Manor in Gilberdyke.

If you want to find out more before you visit us in April, you can view all the house types available at Habrough fields and The Manor as well as the various schemes and incentives available by visiting www.peterwardhomes.co.uk

Help to Buy ISA – Opening doors for First Time Buyers

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If you are finding it difficult to raise a deposit for your first home, then your luck may be about to change. In the final budget before the general election, Chancellor George Osborne, announced the Help to Buy ISA, aimed at assisting first time buyers secure funds for their new home. This new approach mirrors other existing schemes and changes made over the last few years and show a positive outlook towards the future of the housing market.

Under the new Help to Buy ISA, you can save up to £200 a month towards your first home and the government will then boost your savings by 25%. That’s a £50 bonus for every £200 you save. The minimum bonus you can receive is £400, if you can save £1,600. The maximum is £3,000 if you can save £12,000.

New accounts will be available for 4 years but once opened, there’s no limit on how long you can save for. Buyers can initially deposit £1,000 when the account is opened, as well as up to £200 normal monthly savings. If a first time buyer is able to start their ISA with the maximum £1,000 deposit and can save £200 per month, they could have enough deposit to buy a £125,000 starter home within 21 months. If two people are buying together and can each save the same amount they could have enough money saved to be in their new home within a year.

With this scheme being introduced in Autumn this year, there’s no surprise house builders are feeling optimistic about what is to come. Peter Ward, managing director of Beverley-based Peter Ward Homes, has expressed his views on the government opening doors to first time buyers, who are struggling to source sufficient funds.

Peter said: “ The new Help to Buy ISA now means first time buyers have that extra support and encouragement to save towards their dream home. By saving £200 a month, breaking it down means you are effectively having to save less than £7 a day with a £50 bonus at the end of every month you save. With this new proposal in place and the reduced stamp duty rates, people can take advantage of the help provided and see they can buy their perfect home.”

The Help to Buy ISA will be available through banks and building societies. Interest rates will be set, differing just as with regular cash ISAs. This means you will earn interest like a normal cash ISA as well as getting the bonus at the end.

So if you’re a first time buyer and could benefit from an added bonus, start saving and you could be moving!

10 top tips when visiting a show home

If you are thinking about buying a new-build home then visiting a show home may be a good start. Show Homes allow you to really visualise your family living their as well as  get a feel for the quality and finish of the build. However before visiting a show home, there are a number of things you may want to look out for in order to help you get a better idea of the place you are looking for. We have compiled a list of all the necessary things to consider.

Our newest show home, The Sandridge, is available to view at Habrough Fields, Immingham.

Our newest show home, The Sandridge, is available to view at Habrough Fields, Immingham.

1. Condition of the site 

At Peter Ward Homes not only do we take pride in the embellishment of our homes, but the sites too. A tidy and well managed site gives a great first impression and a good indication that your new home will be built with quality workmanship in mind.

2. Which way does the house face?

South facing windows can improve the energy efficiency of a home because solar energy warms the walls and floors of a building. However north facing windows offer more consistent quality of light.

3. Timescales

When is the house likely to be ready and completed to move into? It is natural to want to move in as quickly as possible but your chosen plot could be a few months from completion.

4. Personalisation

Everyone loves to make their home their own, so one thing to consider would be whether you can make certain areas of the house your own taste. At Peter Ward Homes buyers can choose a number of finishes to their home.

5. Warranty cover

One of the main things to check is whether the builder is registered with the NHBC. Peter Ward Homes is covered by the NHBC’s ten-year build mark meaning your home is covered before it is even completed.

6. Furniture

Take measurements of large items such as beds, sofas and dining room tables and then measure up the space in the show house to check your belongings will fit. It is also a good idea to check what storage is available to fit extra items around the house.

7. Community

Check the full site plan to see where the open spaces and play areas for children are planned as well as other useful facilities such as GP surgeries, schools and local shops. This will give you a better idea of how the community plans to develop over time.

8. Consumer code for home builders 

The code gives you protection and rights to purchasers of new homes. All you need to do is ask to see a copy of the code and make sure you are protected during each stage of the buying process.

9. Energy Efficiency 

Buyers are able to view a copy of the homes Energy Performance Certificate as this will give you a good indication of how energy efficient the home is and how much the utility bills are likely to cost. Ask to see if the home has any renewable technologies that reduce bills even further.

10. Council Tax banding 

Find out which council tax band the house will be allocated to, and what current yearly change is for that band.