A day in the life of a Peter Ward Homes Sales Representative…

The lovely Peter Ward Homes Sales Team.

A few of the hardworking Peter Ward Homes Sales Representatives.

At Peter Ward Homes, we are dedicated to giving you the best guidance and support as possible when it comes to finding and purchasing a new home. Our Sales Representatives are available 7 days a week from 11am – 5pm to help deal with any enquiries you may have. Sarah Shepherd is one of our longest working Sales Representatives at Peter Ward Homes and we caught up with her to chat about what life is like working at Peter Ward Homes.

How long have you worked for Peter Ward Homes?

I’ve been here since 1998 so it will be 17 years this May. It doesn’t feel that long though.

What made you want to be a Sales Representative?

I’ve always worked in this industry. I like meeting people. I’ve only actually been a Sales Representative for Peter Ward Homes because I like the quality of his build. Its important when your selling a property, whether it’s a 2 or a 5 bed, that the quality of the build is good. Buyers get that with a Peter Ward home.

What’s the best thing about working at Peter Ward Homes?

Working for Peter Ward Homes. They are a very good company and very good to their staff. They build a product that you can be very proud to sell. It’s what we believe. I wouldn’t have worked for them for all this time if they weren’t.

What is a typical day like for you? 

It varies really. We open up the show house, check our emails, contact people that have interest in the development and want to be updated. We also show people around the development and explain all about Peter Ward Homes and the properties we have.  It’s all about the customer – satisfying their needs and finding the right property for them.

 How has the job changed over the years?

It’s changed massively because the lenders are more stringent with the process and it’s understandably more difficult to get a mortgage now. But government-backed schemes such as Help to Buy have made a huge difference.

What do people look for the most when buying a home? 

The quality and design of the build. If they didn’t like the quality they wouldn’t buy it. I spoke to a surveyor not long ago who said she had visited our Sandholme Park development, which started back in 2000. She said to me ‘that site still looks as good as it did 10 years ago’. So I think that just goes to show how good the quality of the houses are. And also more importantly they are great value for money.

What advice would you give to a new Sales Rep? 

Always be polite and treat your customer the way you would like to be treated yourself.

 

Sarah is currently handling all enquires at The Manor in Gilberdyke which is open 7 days a week from 11am – 5pm. Site Sales Office: 01430 631100  

5 Top Tips for First Time Buyers!

House and keys

Buying your first home is a huge decision and can seem a daunting prospect. At Peter Ward Homes, we have helped thousands of buyers take the first step onto the property ladder. To help First Time Buyers, we have come up with 5 top tips to help get you started on looking for your new home.

1.  Do your research!

As a First time buyers you need to know as much as you can about the market. Research the area where you are considering buying. What are the facilities like? What about transport links? Check on line or visit the area to get a real idea of what it might be like to live there.

2. Financial support 

Calculate the likely ongoing costs of all things such as heating, lighting, stamp duty etc. before finalising the maximum price you will pay for your first home. Get as much advice as possible on how much you can borrow, what deposit you will need and how much to allow for all the costs. It is best to take this step before you start viewing to ensure you are looking at appropriately priced properties.

3.  Selection 

Know what you are looking for – whether it’s a 2, 3 or 4 bed. Work out what kind of property you need. Who are you catering for? What area do you want to be in? Knowing what you want will make it easier when it comes to looking for your property.

4. Get family/friend advice 

Speak to people who have already been through this process as they will be able to give you advice and guidance. They may point out issues that you may not have considered.

5. Visit a number of show homes 

Make sure to have a good look round a number of potential properties and list the pros and cons of the ones you see. Don’t be swayed by the design of the kitchen etc. the position of the property is the first thing to focus on as it is the one thing that can’t be changed. Also consider the size and layout.

 

Help to Buy ISA – Opening doors for First Time Buyers

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If you are finding it difficult to raise a deposit for your first home, then your luck may be about to change. In the final budget before the general election, Chancellor George Osborne, announced the Help to Buy ISA, aimed at assisting first time buyers secure funds for their new home. This new approach mirrors other existing schemes and changes made over the last few years and show a positive outlook towards the future of the housing market.

Under the new Help to Buy ISA, you can save up to £200 a month towards your first home and the government will then boost your savings by 25%. That’s a £50 bonus for every £200 you save. The minimum bonus you can receive is £400, if you can save £1,600. The maximum is £3,000 if you can save £12,000.

New accounts will be available for 4 years but once opened, there’s no limit on how long you can save for. Buyers can initially deposit £1,000 when the account is opened, as well as up to £200 normal monthly savings. If a first time buyer is able to start their ISA with the maximum £1,000 deposit and can save £200 per month, they could have enough deposit to buy a £125,000 starter home within 21 months. If two people are buying together and can each save the same amount they could have enough money saved to be in their new home within a year.

With this scheme being introduced in Autumn this year, there’s no surprise house builders are feeling optimistic about what is to come. Peter Ward, managing director of Beverley-based Peter Ward Homes, has expressed his views on the government opening doors to first time buyers, who are struggling to source sufficient funds.

Peter said: “ The new Help to Buy ISA now means first time buyers have that extra support and encouragement to save towards their dream home. By saving £200 a month, breaking it down means you are effectively having to save less than £7 a day with a £50 bonus at the end of every month you save. With this new proposal in place and the reduced stamp duty rates, people can take advantage of the help provided and see they can buy their perfect home.”

The Help to Buy ISA will be available through banks and building societies. Interest rates will be set, differing just as with regular cash ISAs. This means you will earn interest like a normal cash ISA as well as getting the bonus at the end.

So if you’re a first time buyer and could benefit from an added bonus, start saving and you could be moving!

How to keep your home warm this winter!

454971487For those of you who have been unlucky (or lucky) enough to have been hit by the snow these past few weeks, you may be in desperate need of keeping out the cold. We have come up with 10 top tips that will help keep you and your Peter Ward Home warm!

1. Put up curtains

A set of heavy curtains can block out drafts of air. You don’t have to have them shut all the time as the sun shining through the window will warm up the room.

2. Close and seal all doors 

A closed door makes that room another barrier between you and the cold outdoors. It also stops air from circulating as much, which reduces heat loss. So if you are one for leaving doors open around the house, try closing them and see how the rooms will become warmer. You may also want to check around the door frame and under the door. Maybe invest in a door sweep or just simply place a towel there to block any draft.

3. Put down a rug 

If you have laminate or tiled flooring, try covering it with a rugs. Rugs and carpets help prevent heat loss through the floor so when you walk across it your feet will generally feel warmer.

4. Cook

A spot of cooking is a good way to not only warm up your stomach but your Kitchen too. The oven will help to dry the air and heat the room.

5. Drink warm liquids

A nice cup of tea, coffee or hot chocolate will really raise your core temperature. What better way to relax and stay warm!

6. Electric blanket

An electric blanket can keep you very warm and comfortable in the night and it is more economical that an inefficient and expensive old wall heater.

7. Hot water bottle 

A hot water bottle is the ideal winter accessory to snuggle on the sofa and is at a very affordable price.

8. Dress warmly

A onesie or fluffy dressing gown may come in very handy during the winter time. Dressing in layers with warm socks and slippers combined with a hot drink, will not only give you a great amount of warmth but is the perfect way to wind down after a long working day.

9. Exercise

Moving around produces body heat so there is more to staying active than great health benefits.The more active you are, the better your blood circulation will be. This means that warm blood gets to your fingers and toes, keeping them warm.

10. Light candles

Candles not only look and smell nice but are a cheap way to keep your home all toasty this winter.

Take advantage of lower stamp duty!

You can purchase your perfect Peter Ward Home with help from government-backed schemes such as Help to Buy.

You can purchase your perfect Peter Ward Home with help from government-backed schemes such as Help to Buy.

With the recent announcement from Chancellor, George Osborne, that stamp duty tax rates are to be changed, we thought we would give you a insight into what this now means for house buyers and how it can help you purchase your brand new home.

What is stamp duty?

Stamp Duty is a tax that everyone in the UK has to pay when purchasing a property. This is charged on any property you buy e.g. flat or house. The rate you pay depends on the price of the property.

What’s changed?

Stamp duty was previously charged, as a single percentage of the entire property price, with fees increasing at the threshold of the rate bands. This meant there was a £5000 tax difference between a property priced at £250,000 and one which sold for just £1 more. Sounds ridiculous right? Well, you’re in luck as this is no longer the case.

The new rates are as follows: (Percentage of portion of property price)

0% up to £125,000

2% up to £250,000

5% up to £925,000

10% up to £1.5m

12% above

From now on anyone purchasing a property above £125,000 will only pay the rate at which the proportion of the price fits in. So for a house costing £295,000 you will pay nothing on the first £125,000, 2% on the next £125,000 and 5% on the remaining £45,000.

What does this mean for Peter Ward Home buyers? An average Peter Ward property sells at £175,000 costing the buyer an additional £1750 tax fee. With the new rules in place, only £50,000 of the overall price will be taxed, saving the buyer £750. What this means is you can now buy a property without the extra worry of raising high additional fees and with the help of Government-backed schemes such as Help to Buy, buyers have more help now than ever before.